DECATUR LOCATION
(217) 875-6625
Monday-Friday 10:00 a.m. - 5:30 p.m.
Saturday 10:00 a.m. - 4:00 p.m.
MT. ZION LOCATION
(217) 864-3741
Monday-Friday 10:00 a.m. - 5:30 p.m.
Saturday CLOSED
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About Decatur Jewelry & Pawn
Decatur Jewelry & Pawn is one of Illinois’ leading pawn stores, with locations in Decatur and Mt. Zion. Our facilities are some of the largest and most customer-friendly in Central Illinois. All of our Team Members are extensively trained to offer you the best possible service. Our staff can loan you money on jewelry, diamonds, firearms, coins, electronics, TVs, game systems, musical equipment, tools, and more. If you’re unsure, just call us at 217-875-6625 and ask – or better yet, just stop in. You’ll love our bright, clean, large showrooms and pawn department. We have the finest-looking pawn store in Illinois.
ITEM PURCHASES
Most often, people confuse the term “pawn.” A pawn is described as offering an item of value for a short-term loan. This service is used if you intend to return to pick up or “redeem” your “pawn.”
If you use a pawn store, you do not always have to “pawn” your item. You can choose to sell the item or items. In this case, we would call or consider this transaction a “buy” or “purchase.” If you do not want the item anymore and are just looking to get cash for the item, you just explain to any team member helping you that you want to sell your item. We will evaluate your item’s market worth and will make a cash offer for the item. The offer, of course, depends on the market conditions, such as age, condition, salability, and market supply and demand.
On the other hand, if want to keep your item, but are in need of some short-term cash, you would “pawn” your item. The same process applies, except, we would loan you money on your item and store the item in our safe, secured pawn room until you picked up or “redeemed” your item. At that time, you would pay back the money we loaned you plus a finance charge for our services. This finance charge would be explained to you prior to the loan being made and would be written on your pawn ticket or contract.
So, the next time you’re in need of some short-term cash and you find yourself at a dead-end, consider selling or pawning a few of your items of value you have lying around your house. We will either buy it from you or offer you a short-term pawn loan on your item(s).
Items We Buy or Purchase
- Jewelry
- Coins
- Tools
- Diamonds
- Electronics
- Gold, Silver, Platinum
- Fine Watches
- Luxury Handbags
- Musical Instruments
Find out more about the great products
at our two locations!
JEWELRY
GOLD
SILVER
Established in 1992, Decatur Jewelry & Pawn is one of Illinois’ leading pawn stores. We are located in Decatur, Illinois, and in 2007, we expanded to a second location in Mt. Zion, Illinois.
Copyright ©2021 Decatur Jewelry & Pawn
Decatur Jewelry & Pawn offers the best item-backed loans in the area. Our plans are flexible with a maximum repayment period of 10 years. Our interest rate is 2.9% per month or 35% APR when clients borrow 25% of the liquid wholesale value of their pledged collateral over $10,000. For example, if you have an asset with a liquid wholesale value of $50,000 and borrow $10,000, your interest would be $291.66/month. If you borrowed the money for 3 months, your total payback amount would be $10,740. Loans greater than $100,000 can qualify for even lower rates. If you have any more questions please review our FAQ page or give us a call.